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Smarter finance. Simple process. Better outcomes.
At FinancingAU, we help Australians secure the right finance with confidence — whether you're buying your first home, investing in property, refinancing, or building new. We take the complexity out of lending and replace it with clear advice, strong lender relationships, and a proven process that puts you first.
Our lender panel
What We Do
Tailored finance solutions for every stage of your property journey
Home Loans
First home, owner-occupier, upsizing or downsizing. We compare 40+ lenders to find the best rate and structure for your life.
Our brokers are accredited specialists who take the time to understand your situation, compare the full market, and fight for the best outcome — not just the easiest one.
When you go directly to a bank, you get one lender's options. When you use FinancingAU, you get the entire market — at no cost to you.
40+
One application, the full market
Our specialist software searches across 40+ lenders and hundreds of loan products simultaneously — with a single credit enquiry. Applying to multiple banks directly damages your credit score. We protect it while giving you far more options.
$0
Completely free service
Lenders pay us a commission only when your loan successfully settles — so there's never a cost to you. No hidden fees, no broker charges, no catches. Expert guidance working entirely in your favour.
ASIC Regulated
We work for you, not the bank
Bank advisors work for the bank. Brokers are legally bound under ASIC's Best Interest Duty to recommend the loan that's right for you. As MFAA and AFCA members, our professional obligations are to you — always.
Client Stories
Trusted by Melbourne property owners
"We were first home buyers completely lost in the process. FinancingAU guided us through everything — we settled in under 6 weeks and saved $320/month compared to our bank."
SL
Sarah L.
First home buyer, Coburg
"As a self-employed tradesman banks kept saying no. FinancingAU found a solution in 3 days. Now we have 2 investment properties and they helped structure both. Couldn't recommend more."
MT
Mark T.
Self-employed investor, Essendon
"Used FinancingAU for our SMSF property purchase — very complex but handled seamlessly. Very few brokers understand SMSF lending the way they do. Highly recommend."
DP
David P.
SMSF investor, Toorak
About FinancingAU
Your Trusted Partner in Finance
Backed by a team with over 20 years of banking and finance experience, FinancingAU has helped more than 1,000 Australians into property. We combine deep industry expertise with genuinely personalised service — so you get the right loan, not just any loan.
20 Years in Banking
Our team brings over two decades of hands-on banking and finance experience — giving you the insight to navigate lenders, rates, and structures with confidence.
MFAA & AFCA Accredited
Full professional memberships with MFAA and AFCA, regulated by ASIC. You're dealing with accredited finance professionals bound by a strict code of conduct.
1,000+ Clients Helped
From first home buyers and property investors to SMSF trustees and developers — we've guided Australians across every corner of the property finance landscape.
Best Interest Duty
Unlike bank staff, brokers are legally bound by ASIC's Best Interest Duty. We are obligated — not just motivated — to recommend the loan that is right for you.
Melbourne-based. Client-first. Built on trust since 2012.
Here are the questions we hear most. Can't find what you're looking for? Get in touch — we're happy to help.
Banks can only offer their own products. A mortgage broker searches across 40+ lenders and hundreds of loan options — all with a single credit enquiry. We can access exclusive deals, negotiated rates, and specialist products that banks won't advertise directly. And because the service is completely free to you, there's every reason to get a broker's input before committing.
Nothing. Our service is 100% free to you in almost every circumstance. Lenders pay us a commission only when your loan successfully settles — which means we're motivated to find you the right loan, not just any loan. There are no broker fees charged to clients.
Using a broker actually protects your credit score. If you approached multiple banks directly, each application creates a separate credit enquiry — which lowers your score over time. A mortgage broker can search the full market with a single credit check, giving you far more options with no impact on your score.
Your borrowing capacity is the maximum a lender will loan based on your income, expenses, and financial situation. It varies significantly between lenders — which is exactly why using a broker matters. We match you with the lender who offers the most at the best rate for your specific scenario. Use our free mortgage calculator to get an estimate, then speak with us for a personalised assessment.
A lower credit score doesn't automatically disqualify you. It may reduce your lender options and could require a higher deposit, but specialist lenders exist specifically for these situations. Our brokers regularly help clients who've been turned down by major banks — we know which lenders are the right fit for each credit profile.
It's simpler than you think. 1. Free consultation — we understand your goals, income, and situation. 2. We search our full lender panel and present tailored options in plain English, no jargon. 3. You choose, we handle the complete application and liaise with the lender right through to settlement. Our service doesn't stop there — we stay in touch to review your rate and make sure you're always in the best position.