How Much Deposit Do You Really Need to Buy Your First Home?

One of the biggest misconceptions about buying property is that you need a 20% deposit.

Depending on the lender and available government schemes, some buyers may be able to purchase with a 5% or 10% deposit.

While a larger deposit can reduce repayments and avoid Lenders Mortgage Insurance (LMI), waiting years to save 20% may not always be the best strategy in a rising market.

At Financing AU, we help buyers understand their true purchasing position and create a realistic pathway into the market.

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